Labor Department Encourages OFWs to Avail of Gov’t Loan and Start a Business

Labor Department Encourages OFWs to Avail of Gov’t Loan and Start a Business

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The Department of Labor and Employment (DOLE) is hoping that more overseas Filipino workers (OFWs) would venture into entrepreneurship with the help of the government’s improved reintegration program.

In an article posted in theDOLE’s official website, Labor Secretary Rosalida Baldoz challenged OFWs to improve their lives by starting a business with the assistance of a loan from the national government’s P2-Billion OFW National Reintegration Program Fund.

Baldoz said, “We want our OFWs to be their own boss by investing on livelihood projects and considering entrepreneurial opportunities through the assistance of the government’s strengthened reintegration program."

With the welfare and protection of OFWs a priority of the administration of President Benigno S. Aquino III, our reintegration program ensures their socio-economic stability," she added.

The challenge was posed by the Labor Secretary because of an update report regarding the P2-Billion OFW National Reintegration Program Fund from the Overseas Workers Welfare Administration (OWWA). The said report highlights among other accomplishments the success of Nicasio Bolingkit, an OFW who used the loaned money availed from the reintegration fund to start a business.

The report states that Bolingkit was granted a loan amounting to Php800,000 and he invested this money to expand his dressed-chicken business, “Manukang Bayan Atbp”, inZamboangaCity.

The former OFW started his small business in 2010 with the belief that better and long term opportunities are available for returning OFWs in thePhilippines. Bolingkit worked in theSaudi Arabiafor 18 years.

Prior to the granting of loan and starting the business, Bolingkit attended the OWWA’s entrepreneurship development program and this is where he saw the feasibility of his chosen business. He borrowed the money and start the buisness.

The OFW turned businessman said, "Overseas employment is not permanent. It entails a lot of hardships and sacrifices in foreign lands. Darating ang panahon na uuwi rin tayo dito sa Pilipinas. Mabuti nang may pinaglaanan tayo sa ating pinaghirapan sa pakikipagsapalaran sa ibang bansa."

Baldoz reported that since the establishment of the loan fund in June 2011, Landbank of thePhilippines, OWWA’s partner in the project approved 410 loan applications of 432 OFW beneficiaries. Baldoz said that according to the OWWA’s report, "The total loan amount has already reached P261,707,063.20."

Information about the OFW Reintegration Program (OFW-RP)Taken from:OWWA Official Website

What is the OFW Reintegration Program (OFW RP - 2 Billion Reintegration Fund)?   

The OFW Reintegration Program (OFW-RP) is a special loan program of the Overseas Workers Welfare Administration (OWWA) in partnership with the Development Bank of the Philippines (DBP) and the Land Bank of thePhilippines(LandBank).  It is intended to support enterprises development among OFWs and their families.

Who are eligible under the OFW-RP?

OFWs who have complied with the following requirements are eligible under the OFW-RP;  (1)  Active or former members of OWWA; and (2)  Completed the Entrepreneurial Development Training (EDT) conducted by NRCO and OWWA RWOs in cooperation with the Department of Trade and Industry / Philippine Trade Training Center (PTTC) / Bureau of Micro, Small and Medium Enterprise Development (BSMED).

What are the eligible projects under the OFW-RP?

Viable projects that will generate a net monthly income of not less that PHP 10,000.00 are eligible under OFW-RP.

How much is the loanable amount?

The loanable amount is from a minimum of PHP 300,000.00 to a maximum amount of PHP 2 million.

What is the interest rate?

The interest rate is 7.5% per annum, fixed for the term of the loan based on diminishing balance.

What are the schedules of loan repayment and loan maturity?

Monthly, quarterly, or annual payment depending on the project cash flow.  For short term loan, maturity is for a maximum of one (1) year.  For long term loan, the maturity is up to seven (7) years inclusive of two (2) year grace period on principal.

What is the project cost sharing of the OFW borrower?

The borrower's equity should be 20% of the total project cost.  Maximum loan is 80% of the total project cost.

What will the banks require for loan security purposes?

Banks will require the borrower to submit proof of confirmed market purchase / service order or a list of mortgageable assets, if any, for loan security purposes.

What are the basic documentary requirements that may be required by the bankfrom the borrower?

The following documentary requirements maybe required by the bank from the borrower:

1.     Bio-data of applicant;

2.     OWWA certification from OWWA-RWOs that the borrower is/was a bonafide member of OWWA and has completed the EDT at the NRCO or at OWWA-RWOs;

3.     Business plan;

4.     Statement of Assets and Liabilities

a)    For Start-Up Business

(1) Certificate of Registration from DTI

(2)  Mayor's permit

b)         For Existing Business

Certificate of Registration from DTI

(1)    Mayor's permit

(2) Income Tax Return, if applicable, (for the last 3 years)

(3) Financial Statements, if applicable, (last 3 years, BIR filed)

(4) Latest Interim Financial Statement

Where does an interested OFW borrower proceed to avail of the OFW-RP? 

Interested OFW borrowers should proceed first to the nearest OWWA-Regional Welfare Offices to attend orientation on the program and for certification of their OWWA membership and Entrepreneurial Development Training (EDT) completed.

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saudi prometric exam for nurses

Saudi requires prometric exam for foreign nurses

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The Saudi Council mandates all foreign nurses to pass the Prometric Exam before working in the Kingdom of Saudi Arabia. In the Philippines, the accredited testing center is THOMSON PROMETRIC, Ateneo Professional Schools, 130 H. Dela Costa St., Salcedo Village, Makati City. Telephone No.: (632) 892-0383, Website:http://www.prometric.com

The examination is scheduled Tuesday up to Friday, with a fee of US$90.00. A prometric exam is similar to the licensure exam for nurses given in the Philippines.

Source: POEA

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hiring for nurses in japan

POEA ADVISORY

The Philippine  Overseas  Employment Administration (POEA) in cooperation with the Japan
International Corporation of Welfare Services (JICWELS) is now accepting applicants for the
recruitment of the 5thbatch of nurses and care workers for Japan.

Pre-employment orientation shall  be conducted for qualified applicants  prior to interview by
JICWELS and representatives from participating health care facilities and institutions in Japan.
Qualified applicants who pass the interview and who are successfully matched with a Japanese
institution shall undergo six (6) months of Preparatory Japanese Language Training (PJLT) that is
sponsored by the Government of Japan and conducted by the Japan Foundation at the Language
Skills Institute of the Technical Education and Skills Development Authority (TESDA) in Taguig
City.  Upon entry to Japan, the workers shall attend another Japanese Language Training for six
(6) months conducted by the designated language center in Japan.

Applicants must possess the following qualifications:

NURSES
 Graduate of Bachelor of Science in Nursing;
 With Board License;
 With at least three (3) years hospital experience; and
 Must be physically and psychologically fit
 Preferably 20 to 35 years old

CAREWORKERS
 Graduate from any four (4) year course and certified as a  caregiver by TESDA;
 Graduate of Bachelor of Science in Nursing (under board) or any   allied
profession
 Must be physically and psychologically fit
 Preferably 20 – 35 years old

For both positions, knowledge of the Japanese language will be an advantage.
Qualified applicants must register online at www.eregister.poea.gov.ph and personally submit the
following documents to the Manpower Registry Division, Ground Floor, POEA Building, EDSA
corner Ortigas Avenue, Mandaluyong City from August 6 – 22, 2012.

 A detailed resume with one piece 2x2 picture
 College diploma (for careworker applicant, diploma should be authenticated)
 Transcript of Records
 Valid PRC ID (for nurse applicants)
 Employment Certificates (for nurse applicants)
 Valid TESDA Certificate on Caregiving (for careworker applicants)
 Valid passport
 Valid NBI Clearance (for travel abroad)

Qualified applicants from the Visayas and Mindanao area must also register online at
www.eregister.poea.gov.ph and personally submit the above mentioned documents to the
following POEA offices not later than August 17, 2012:

No regional interview will be conducted.

POEA Regional Center for Visayas
Mezzanine Floor, LDM Building
M.J. Cuneco Avenue corner Legaspi City
Cebu City

POEA Regional Center for Mindanao
2ndFloor, AMYA II Building, Quimpo Boulevard corner
Tulip Drive, Ecoland, Davao City



HANS LEO J. CACDAC
   
   Administrator

Visa Requirements for Saudi Arabia

Visa Requirements for Saudi Arabia

Source: Philippine Embassy – Riyadh

WORKING VISA

• Visa application form
• Valid passport at least two years.
• Two pictures (4×6 cm. with white background)
• A certified & notarized copy of the university degree/diploma & transcript of record certified by the CHED, (Commission on Higher Education), DFA (Department of Foreign Affairs) and Consulate of Saudi Embassy or PRC License for all professional work.
• NBI Clearance
• Medical Certificate sealed by a hospital accredited by Saudi Embassy.
• Training Certificate for the skilled workers
• OMA Certificate for all Muslim workers
• Valid Driving License for all Drivers
• Original Copy of visa authority & a copy visa
• If the applicant has previously worked in the Kingdom of Saudi Arabia a release letter.
• Payments are made to be cash through Equitable PCI Bank in Paseo de Roxas Branch, which cost P850.00 for every working visa stamped.

BUSINESS VISA

• Visa application form
• Valid passport at least 6 months.
• Two pictures (4×6 cm. with white background)
• An original covering letter from a registered company indicating the name of Saudi Arabian company, the nature of applicants visit & length of stay . The letter must bear the company’s stamp or seal.
• An application from the sponsor in the Kingdom on the applicant’s behalf to the Ministry of Foreign Affairs, or an Original invitation from the company in Saudi Arabia. This letter must be signed & sealed by the company & stamped by the Saudi Chamber of Commerce.
• Payments are made to be cash through Equitable PCI Bank in Paseo de Roxas Branch, which cost of P3, 500.00 for every Business visit visa stamped.

TRANSIT VISA

• A visa application form and valid passport
• Two pictures (4×6 cm. with white background)
• A confirmed ticket reserved in and out of Saudi Arabia for at most 48 hours.
• A valid visa for the next destination.
• Transit visa gratis.

UMRAH VISA

• Submit an Umrah visa application form accompanied by a recent standard colored passport size photograph.
• Passport must be valid for a minimum period of six months.
• Medical Certificate. Children age three months to twelve years old, parents should consult their primary care doctors.
• A round trip ticket to and from Saudi Arabia with confirmed reservation must also accompany the application.
• A married couple applying for Umrah visas but who have different last names or whose children bear last name from that of their father, should attach copies of their marriage certificate and copy of their children’s birth certificate.
• Umrah visas are granted gratis.

• For those recently embraced Islam and have not previously performed Umrah or Hajj, a Certificate of Conversion to Islam is required.

HAJJ VISA

• Passport Passport or legal travel documents valid for at least 6 months and acceptable both for entry to Saudi Arabia and entry to nest destination. Passport of legal travel documents must have minimum of two blank pages.
• Photos Two recent passport photographs with white background.
• Visa application form for Hajj visas signed & stamped by the travel agency. Original or legible photocopies of the visa application forms are acceptable.
• Airline ticket Each applicant must be in possession of a non-refundable roundtrip ticket with confirmed reservations.
• Medical Certificate Children from the age of 3 months to 2 years and above must take a dose of the A/C vaccine.
• Mahram all ladies are required to travel for Hajj with a Mahram. Proof of Mahram must be submitted.  Ladies over the age of 45 can travel without Mahram with an organized group.  She must, however, submit no objection letter from her husband, son or brother, authorizing her travel for Hajj with the named group.  Such letter should be notarized with the notary public.  The Mahram should write his complete information on the application of wife and children, or any other relative whom he is traveling with.  Marriage and birth certificates issued outside of the Philippines should be translated and notarized from a certified translations office.  Male under the legal age will not be granted a Hajj visa if not accompanied by their family.
• Hajj visa is granted gratis.

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